Personal Checking Account Comparison
| Account Name | Monthly Fee | Interest Bearing | Statement Type | Special Perks & Features | Requirements |
|---|---|---|---|---|---|
| Free Eagle Checking | No monthly fee; no minimum balance | No | Monthly eStatements (no checks or images) | Unlimited check writing | |
| Eagle Checking | No monthly fee | Yes | Monthly statements with check images | $400 daily balance to avoid $4 monthly fee | |
| Stellar Eagle Checking | No monthly fee | Yes | eStatements (required) |
|
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| Golden Eagle Checking |
No monthly fee | Yes | Monthly statements with check images |
|
Must be age 50 or older |
Free Eagle Checking
Convenient access to your money, plus the digital banking tools you need to manage your finances.
Key Features
No Monthly Service Charge
No Minimum Monthly Balance
Unlimited Check Writing
Free Visa® Debit Card
Free Online and Mobile Banking
Free Text Messaging
Free 24-hour Automated Teller system
This account provides monthly eStatements without checks or images.
Eagle Checking
Only $4 monthly maintenance fee if the daily balance falls below $400. This account also earns a competitive interest rate.
Key Features
Free Visa® Debit Card
Free Online and Mobile Banking
Free Text Messaging
Free 24-hour Automated Teller
This account provides monthly statements with check images.
Stellar Eagle Checking
With no monthly fee, enjoy our Stellar Checking with a high interest rate, unlimited usage at Bank of Grand Lake ATMs, and up to $5 in ATM surcharges refunded.
Key Features
Free Visa® Debit Card
Free Text Alerts
Free Online and Mobile Banking
Free Online Bill Pay
Free 24-hour Automated Teller
This account requires one direct deposit, 10 debit card uses per cycle, eStatements and access to Online Banking at least once/cycle.
Golden Eagle Checking
Designed for customers 50 or older.
Key Features
Interest-bearing
Free Visa® Debit Card
Free Text Alerts
Free Online and Mobile Banking
Free Online Bill Pay
Free 24-hour Automated Teller
Free Notary Services and Cashiers Checks
This account receives monthly statements with check images, a 25% discount on safe deposit boxes, and free Gold Advantage checks (or 25% off on other styles of checks).
Disclosures
Balance Computation Method
We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the collected balance in the account each day.
Deposit Account Disclosure Information
Insufficient funds fees will apply to items paid into overdraft and items returned unpaid
Fees are subject to change with prior notice, at the bank's discretion
Fees could reduce earnings on interest-bearing accounts
Complete deposit account disclosures containing terms and fee information are available upon request